Free · On-device · Made for Nepal
MoneyWise
Real-time expense tracker and budget manager
Your money stays on your phone.
A private, fully offline income and expense tracker made for Nepal. Free.
Private by design
Everything you record stays on your phone. There is nothing to sign up for and nothing to sync.
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No account.
No sign-up and no login. Open the app and start.
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No cloud.
No servers and no cloud sync. The Android app does not even have internet permission.
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No trackers.
No ads, no analytics and no trackers. Account numbers are masked to the last 4 digits.
How capture works
MoneyWise turns bank and wallet SMS into transactions automatically, on your phone.
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Step 1:Bank SMS arrives
On iPhone, share the SMS to MoneyWise, run the optional Shortcuts automation, or paste the text. On Android, turn on optional notification access.
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Step 2:MoneyWise fills in the details
The amount, date and account are filled in for you. A wallet screenshot works too; its text is read on the device.
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Step 3:You confirm
Nothing is saved until you confirm it. You stay in control of every transaction.
You confirm
Everything you need to manage your money
Budgets and alerts
Monthly budgets, overall and per category, with alerts at 80% and 100%.
Bills and reminders
Recurring bills with reminders, plus morning and evening reminders.
Savings goals
Set savings goals and keep track of them.
Reports
See your spending by category and by month.
BS and AD dates
Understands Bikram Sambat (BS) and AD dates.
CSV export
Export your transactions as a CSV file whenever you like.
Made for Nepal
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NPR, the way you write it
Amounts use lakh and crore grouping.
NPR 1,00,000
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BS and AD dates
Understands Bikram Sambat and AD dates.
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Your banks and wallets
Works with SMS from major Nepali banks and wallets.
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Cash counts too
Manual and cash entry is always one tap away.
Works with SMS from
- Nabil
- NIC Asia
- Global IME
- ConnectIPS
- eSewa
- Khalti
Start tracking, privately
MoneyWise is free. Your data never leaves your phone.